Ira Limits 2025 Over 55. For both traditional and roth iras, you can contribute up to $7,000 for 2025, the same amount as in 2024. The roth ira income limit to make a full contribution in 2025 is less than $150,000 for single filers, and less than $236,000 for those filing jointly.
The 2025 catch‑up contribution limit for individuals aged 50 and over will stay at $1,000, the. For both traditional and roth iras, you can contribute up to $7,000 for 2025, the same amount as in 2024.